See If You Qualify to Buy a Home With Little to No Money Down
Down Payment Assistance Calculator
Check your eligibility in under 60 seconds
Programs available in all 50 states
I didn't think I could afford a home with no savings. This tool showed me programs I didn't even know existed.
Maria G.
First-Time Buyer, Texas
Understanding Down Payment Assistance
Down payment assistance (DPA) programs help homebuyers cover the upfront costs of purchasing a home. These programs are offered by state and local governments, nonprofits, and some lenders — and many buyers don't know they exist.
Who qualifies? Eligibility varies by program, but many are available to buyers with credit scores as low as 580, incomes up to 120% of area median income, and even repeat buyers (not just first-timers).
Assistance can come as grants (free money), forgivable loans, or low-interest second mortgages. Programs are available for FHA, VA, USDA, and conventional loan types.
This tool is for informational purposes only and does not constitute financial advice. Taxcentra is not a lender. Program availability varies by location and individual eligibility. Consult a licensed mortgage professional for personalized guidance.