Policy Value Calculator
See what your life insurance policy could be worth.
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Estimates are not guaranteed offers. Actual settlement amounts vary based on policy details, health underwriting, and market conditions. Results are for educational purposes only.
Discover the True
Worth of Your
Life Insurance Policy
As Featured In
What Is a Life Settlement — and Why Check Your Policy's Value?
A life settlement allows you to sell an existing life insurance policy to a licensed third-party buyer for a lump-sum cash payment — typically 4× to 8× more than the cash surrender value your insurance company would offer. Millions of Americans let policies lapse every year without realizing they're walking away from real money. Our Policy Value Calculator gives you a free, no-obligation estimate in under 30 seconds so you can make an informed decision about an asset you already own.
Unlock Hidden Value
Most policyholders don't know their policy is worth significantly more than the surrender value. A life settlement puts that money in your pocket.
Higher Than Surrender
Life settlement offers average 4× to 8× the cash surrender value. That difference could fund retirement, pay off debt, or cover medical expenses.
No Cost to Check
There's zero obligation. Getting your estimate is free, confidential, and takes less than a minute. You only proceed if the offer makes sense for you.
Trusted Process
Life settlements are regulated in most states and facilitated by licensed professionals. Thousands of Americans use this option every year.
Don't let your policy lapse without knowing what it's worth. Scroll up to use the calculator to get your free estimate.